Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Annual Interest / Return (%) | Investment Value at the end of the term | Total Interest / Profit |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 6.66 | 106,660 | 6,660 |
| ICICI Prudential Dynamic Bond Fund - Growth | 100000 | 1.61 | 101,611 | 1,611 |
| Post Tax Return | Pre-tax Interest / Profit | Capital Gains | Income / Capital Gains Tax | Post Tax Interest / Profit |
|---|---|---|---|---|
| Fixed Deposit | 6,660 | Not Applicable | 1,998 | 4,662 |
| ICICI Prudential Dynamic Bond Fund - Growth | 1,611 | Short Term | 483 | 1,128 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
Data as on - 20-02-2019
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Long Term Bond Fund - Growth | 09-07-1998 | 1.48 | 7.28 | 5.96 | 9.06 | 9.42 | 7.55 | 8.86 |
| IDFC Bond Fund - Income Plan - Regular Plan- Growth Option | 14-07-2000 | 1.75 | 7.0 | 4.67 | 7.2 | 8.35 | 7.29 | 8.22 |