Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Annual Interest / Return (%) | Investment Value at the end of the term | Total Interest / Profit |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 6.4 | 106,398 | 6,398 |
| ICICI Prudential Dynamic Bond Fund - Growth | 100000 | 0.55 | 100,548 | 548 |
| Post Tax Return | Pre-tax Interest / Profit | Capital Gains | Income / Capital Gains Tax | Post Tax Interest / Profit |
|---|---|---|---|---|
| Fixed Deposit | 6,398 | Not Applicable | 1,919 | 4,479 |
| ICICI Prudential Dynamic Bond Fund - Growth | 548 | Short Term | 164 | 384 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
Data as on - 14-12-2018
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Long Term Bond Fund - Growth | 09-07-1998 | 1.48 | 5.39 | 4.6 | 8.47 | 9.67 | 7.42 | 8.92 |
| IDFC Bond Fund - Income Plan - Regular Plan- Growth Option | 14-07-2000 | 1.76 | 4.94 | 4.16 | 7.34 | 8.81 | 7.06 | 8.28 |